Privacy Policy

This Cookie Policy describes various types of cookie files used on the website owned and operated by Bank Gospodarstwa Krajowego (“BGK” or the “Bank”). We also provide explanations as to what the files are used for.

What are cookies and what are they used for?

Cookies are small text files that are saved on your device (e.g. computer, smartphone, tablet) by the web browser you are currently using. Cookies are very common and are used by virtually all websites, as they are extremely useful. They are used to facilitate the operation of websites and to make them more attractive for the user. They may also be used for analytical and marketing purposes.

On we use three groups of cookies:
  1. Technical – they are necessary for the proper functioning of the bank’s various online services.
  2. Statistical/analytical – these allow us to improve our website by analysing user behaviour (e.g. by using Google Analytics). The data obtained is collected anonymously and does not identify your personal data. The information we acquire relates to how you use the website. With this information we can improve the functionality of our websites and measure the effectiveness of our activities.
  3. Marketing – these files are used for matching the content and form of advertisements displayed on advertising networks of our partners (e.g. Google, Facebook). We use them to run our marketing and remarketing campaigns. These cookies may store information about the fact that you visited and used our website. The information collected in this way is provided to our partners, as a result of which you can view advertisements that are better adjusted to your preferences. You can decide for yourself whether statistical/analytical and marketing cookies will be stored in your browser. Technical cookies are an exception, because they are necessary for the proper operation of the website.
How long is data stored in cookie files for?

We can divide cookies into two groups based on the time for which are installed in the web browser.

These include:

  • Session cookies – they are stored until you leave the website or switch off your web browser.
  • Persistent cookies – they are stored for the time specified in the parameters of the file or until they are deleted by the user.
How to delete cookie files?

Cookies can be easily deleted by using the appropriate functions of a web browser. However, it is important to remember that cookies may also contain information that is necessary for the proper operation of a website.

Therefore, deleting or disabling cookies completely in your web browser may cause problems with the operation of some features of the website.

How cookies are managed depends on the type of web browser you use.

Below we publish direct links to browser manufacturers’ websites, where you can get up-to-date information on the matter.

  • Google Chrome
  • Mozilla Firefox
  • Microsoft Edge
  • Microsoft Internet Explorer
  • Apple Safari
  • Opera
Additional information:

On our website, we also post links to other websites operated by entities other than BGK, including to social media websites. However, we have no control over the cookie policy applied on such websites. We encourage you to become acquainted, upon visiting other websites, with the regulations in effect in connection therewith.

On our website, we post videos (using a mechanism known as embedding) made available on YouTube. The privacy policy applicable on YouTube is available here.

We would like to inform you that:

  • BGK reserves the right to change this Cookie Policy at any time without the need to inform the users.
  • Any amendments introduced to this Cookie Policy will always be published on this site and become effective on the date of their publication.
  • We also encourage you to read our Terms and Conditions.